As part of her story, she highlights the differences between banks and credit unions--an excellent indicator of why I love mine so much. But then Liz pulls out the "H" word:
Banks hate--hate--credit unions. President Franklin D. Roosevelt signed the Federal Credit Union Act into law in 1934 to "promote thrift and thwart usury," and banks have pretty much been gunning for them ever since.
It's a good read. Check out her advice here.